Tks justaviking....you are correct re point 7....exactly what I was looking for.

Q’s a & b – Plug-ins and Preferences I’m currently using Studio 12.1 Ultimate on Win XP….cancelled the purchase of S14 Ultimate Collection upgrade after learning that SmartSound was disabled, however, it is unclear what other functionality has been removed from S14.   My Studio projects are mainly related to travel, weddings & ...