I'm suddenly having major problems with apparently all of the Digital Juice content I've downloaded which are supposed to have transparent areas.
For example: I've previously used an SD Lower Third - Under The Sea in a project and it was fine.
Now when put it on a track in Pinnacle Studio 19, Corel VSX9, MEP2016 Premium, or PD14 Ultimate the alpha area blocks the underlying video with a gray/black checkerboard pattern.

It's just plain stupid that the download of the Lucky Star Overlay contains the stock photo of the guitar player in the target area. Wish I knew what the heck is going on.
I can overlay text & Red Giant motion graphics on my video no problem.
PIP and particle graphics in PD14 display alpha channels perfectly.
So it seems to me it's just DJ overlays.
I download as animations with embedded alpha if that helps. I'm stumped.
This comes after a miserable weekend of Juicer repeatedly crashing, hanging on download finalization, etc and then reverting to installing juicer on my kids laptop and downloading content.
Any ideas folks?

Link to a 20 sec video of my dilemma below.

YouTube